Buy To Let Mortgages

Additional Information

Buy to let mortgages are specifically designed for people who want to purchase an investment property to rent out.

These types of investments are becoming increasingly popular as they can either provide an additional source of income now, or act as a longer term investment for when you retire.

Any buy to let investment needs the right mortgage to go with it to ensure that you get the most from your property. We can advise you on all of the different options available & talk you through the process to help you make the right decision for you.

As whole of market advisers we have access to a wide range of lenders, so whether you’re a first-time landlord looking to purchase your first investment property, or an experienced landlord with a large portfolio, our aim is to find the right solution for you.

Let to Buy Sometimes people decide that they would prefer to rent their current property out when they move home, rather than selling it. This is known as a ‘let to buy’ and is becoming popular with more and more home movers today as they can see the long term benefit of holding onto their property. Many people will choose to release equity from their home when they remortgage to use as the deposit for their new home.

Specialist We also have experience in finding mortgages for less traditional circumstances such Limited Companies, HMO, holiday lets, ‘non-standard tenancy agreements’ and many more.

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If you are looking for a Buy To Let Mortgage and require sound professional advice. For information and mortgage advice you can trust Enquire now

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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Registered in England and Wales

Citrine Mortgages Ltd is an Appointed Representative of PRIMIS Mortgage Network, a trading name of TenetLime Ltd. TenetLime Ltd is authorised and regulated by the Financial Conduct Authority.

The guidance contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK

Registered office address - 39 St. Laurence Way, Bidford-On-Avon, Alcester, England, B50 4FG

Registration number - 12616327

What are our Fees and Charges?

Insurance

We will not charge you a fee for our services relating to insurance, but we will receive commission from the product provider. The commission will be calculated as a proportion of the premiums paid for the insurance product.

You will receive a quotation which will tell you about the fees and charges relating to any insurance policy that we recommend.

Mortgages

For our advice services, we will charge a fee of between £395 minimum and £795 maximum. This will depend on the complexity of the case for example adverse credit/ debt consolidation.

• For residential mortgages we charge a fee of £395.

• For buy to let mortgages we charge a fee of £395.

• For clients with complex cases for example adverse credit/ debt consolidation we charge a fee of £795.

Our fee becomes payable when we provide you with our recommendation(s).

If you choose to proceed with our recommendation and the mortgage goes ahead, we will also be paid commission from the lender for arranging the mortgage on your behalf.

The amount of commission we receive varies from lender to lender. Information about the range of commissions available to us from the mortgage products we recommend is available on request.

If you apply for a mortgage that does not go ahead, you will receive no refund.

You will receive a personalised illustration when considering a particular mortgage. This will highlight the key facts about the mortgage product including any fees relating to it and the amount of any commission due to us from the mortgage lender.

If an application is submitted to a lender via a packager (a 3rdparty specialist) we will be paid commission by the packager. This will be disclosed to you.