About Citrine Mortgages

Access to over 70+ lenders

Whole-of-market advice

No pressure, personalised guidance

About Us

As mortgage advisors, we search across a comprehensive range of lenders to help find the most suitable solution for your circumstances. Whether you’re buying your first home, moving property, remortgaging, or looking for protection advice, we’re here to provide honest guidance and support every step of the way.

Because we are not tied to any lender, our advice is always tailored to your individual needs and goals. We take the time to explain your options clearly, answer your questions, and help make the process feel as straightforward and stress-free as possible.

Meet the Team

Citrine Mortgages - nicole - meet the team

Nicole Dawe

Mortgage & Protection Consultant

Nicole founded Citrine Mortgages with the aim of making mortgages and protection easier to understand and more personal for every client.

As a mortgage & protection advisor, Nicole provides honest, tailored advice across residential mortgages, remortgages, buy-to-let and protection. Her focus is always on acting in her clients’ best interests while making the process as smooth and stress-free as possible.

Nicole prides herself on building genuine relationships with clients and ensuring they feel informed and supported throughout every stage of their journey.

Jo Haddock

Mortgage & Protection Consultant

Jo is a Mortgage & Protection Consultant who is passionate about helping clients navigate the mortgage process with confidence.

She provides tailored advice across residential, remortgage, first-time buyer, and buy-to-let mortgages, always focusing on finding the most suitable solution for her clients’ needs and circumstances.

Joanne takes pride in providing honest advice, clear communication, and making the mortgage process feel far less overwhelming.

Jo Haddock

Bailey - Citrine Mortgages

Bailey

Customer Service Assistant

Bailey is a much-loved member of the Citrine Mortgages team and plays an important role in keeping the office welcoming, friendly, and full of personality. Usually found relaxing beside the team or keeping a close eye on office activity, Bailey is always on hand to help boost morale and brighten the working day.

Known for a calm and friendly nature, Bailey helps bring a warm and approachable feel to the Citrine office — something both the team and visitors appreciate.

We're 5 Star Rated

Our Values

At Citrine Mortgages, we believe mortgage and protection advice should feel personal, supportive, and easy to understand. Our values shape the way we work with every client, ensuring you feel informed, reassured, and supported throughout your journey.

Honest Advice – We believe in providing clear, transparent guidance that is always in your best interests.

Personal Service – Every client is different, which is why we take the time to understand your individual circumstances and goals.

Clear Communication – We aim to make mortgages and protection straightforward, keeping you informed at every stage of the process.

Our Mission

At Citrine Mortgages, our mission is to provide honest, mortgage and protection advice in a way that feels personal, supportive, and easy to understand.

We are committed to helping every client feel reassured and confident throughout their journey by offering tailored guidance, clear communication, and a service built entirely around their individual needs.

Get the advice you deserve ...